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Paying

Paysafecard explained, how the 16-digit PIN works

By Redactie supercharge.com · published on 2026-01-16

Updated 2026-02-12 · 5 min read

Paysafecard is a prepaid payment method that lets you pay online using a code instead of a bank account or credit card. This article explains how the code works, where paysafecard is accepted, and what to watch for when buying one.

How the 16-digit PIN works

Every paysafecard has a unique 16-digit code backed by a fixed credit, for example 10, 25, 50 or 100 euros. At checkout you select paysafecard as the payment method and enter the code, and the amount is deducted from that credit after confirmed payment.

No registration or bank details are needed to use a single code, which is why paysafecard is popular with people who want to pay anonymously or don't have a credit card.

Where paysafecard is accepted

Paysafecard is accepted at thousands of online shops, gaming platforms and streaming services, mostly across Europe. Common uses include topping up gaming accounts, paying for online subscriptions, or funding a digital wallet that supports paysafecard.

Combining multiple codes

If a purchase costs more than a single code's balance, a free my paysafecard account lets you combine multiple codes into one balance. Without an account, some shops also let you enter multiple codes one after another until the total is covered.

Safety and storage

Treat a paysafecard code like cash: whoever knows the code can spend it. Keep your proof of purchase and never share the code with strangers or over unsecured channels, since a lost code usually can't be recovered.

Frequently asked questions

Does a paysafecard code expire?
Validity has not yet been confirmed on a readable official Netherlands terms page. Check the current paysafecard terms.
Can unused paysafecard credit be refunded as cash?
Only through a my paysafecard account and under certain conditions, a standalone code itself isn't directly redeemable for cash.
Is paysafecard safe for online purchases?
Yes, because you never share bank details with the online shop, the risk of data theft is lower than with a credit card.

Buy now

The products this guide is about, with the service fee shown upfront.

  • paysafecardFrom €10.00+ €0.99 service feeView
  • CASHlibFrom €10.00+ €0.99 service feeView
  • FlexepinFrom €10.00+ €0.99 service feeView
  • NeosurfFrom €10.00+ €0.99 service feeView

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