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Paying online without a credit card: how a prepaid voucher works

Autor: Redactie supercharge.com · opublikowano 2026-01-30

Zaktualizowano 2026-02-24 · 6 min czytania

Plenty of services ask for a credit card while a large share of people simply do not have one. A prepaid voucher such as paysafecard, Neosurf or CASHlib fills that gap: you buy a fixed-value code and pay with it, leaving no bank details behind.

How a prepaid voucher works

You buy a voucher with a fixed value and receive a 16-digit code. At checkout you pick the voucher as payment method and enter that code. The amount is deducted from the voucher; there is no link to your bank account and no personal payment details are shared with the shop.

Where it is and is not accepted

Prepaid vouchers are widely accepted for games, gaming platforms, streaming and digital services. Physical goods shops rarely take them. Check the service's payment page before buying and mind the country: some vouchers are locked per market.

What it costs and what you save

A prepaid voucher shows its face value separately from our low service fee, always disclosed upfront. Do read the issuer's own terms afterwards: some vouchers charge a maintenance fee on a remaining balance after a longer period. So it pays to spend the credit in one or two goes.

Najczęstsze pytania

Can I pay for a prepaid voucher with iDEAL?
Yes. You pay for the voucher here with iDEAL and then use the code at a service that only accepts card payments.
Is a prepaid voucher anonymous?
The shop you pay does not receive any bank details. For larger amounts issuers do require a verified account.

Kup teraz

Produkty, o których jest ten poradnik, z opłatą serwisową widoczną z góry.

  • paysafecardOd 10,00 €+ 0,99 € opłaty serwisowejZobacz
  • NeosurfOd 10,00 €+ 0,99 € opłaty serwisowejZobacz
  • CASHlibOd 10,00 €+ 0,99 € opłaty serwisowejZobacz

Więcej poradników

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